I live in Australia and opted to use Payoneer. So far, so good. They set up a US bank account within a couple of days and I received the debit card in about 3 weeks. There is a fee of $3 or so each time you use the debit card and an annual account fee of $30 but no other charges. It beats the heck out of waiting for a check to arrive then paying the bank fees to cash it!