How would the need for payday loans knock on your door? Why would you use the help that payday loans give? We have to take the reality that often our budget doesnโ€t meet all our needs . Most of these basic household monetary necessities includes, electric bills, medical expenditures as well as house rent payments. In the event you mismanage your salary, it's possible to come across this problem. To be able to address such problem, there's a need for you to find a method to pay for it. That is why there are payday loans, a short-term option for you.